How information may be collected, used, protected and retained when you explore or request our services.
1. Information collected: We may collect information needed to respond to requests or provide financial services, including name, email, phone number, date of birth, address, employment details, income information and selected financial products.
2. Financial information: Depending on the service requested, we may collect information about income, assets, debts, credit history, banking details and other financial information necessary to evaluate applications or provide requested services.
3. Use of information: Information may be used to process applications, provide requested services, verify identity, communicate with you, improve service quality, prevent fraud and meet applicable legal and regulatory requirements.
4. Information from third parties: Where permitted by law, we may receive information from lenders, insurers, financial institutions, credit reporting agencies, identity verification providers and other authorized sources to support requested financial services.
5. Sharing information: We may share information with trusted lenders, insurers, financial institutions, technology providers and service partners when reasonably necessary to provide the requested service, process applications, maintain security or satisfy legal obligations.
6. Data protection: Reasonable administrative, technical and physical safeguards may be used to protect personal information from unauthorized access, disclosure, alteration, loss or misuse. Access to information is limited according to legitimate business and service requirements.
7. Cookies and technology: Websites may use cookies, analytics tools and similar technologies to remember preferences, understand website activity, improve performance, maintain security and provide relevant functionality, subject to applicable privacy laws and available user choices.
8. Data retention: Personal information may be retained for as long as reasonably necessary to provide services, maintain financial and business records, prevent fraud, resolve disputes and comply with applicable federal and state legal or regulatory requirements.
9. Your privacy rights: Depending on your state of residence, you may have rights to access, correct, delete, obtain or request information concerning your personal data. Certain rights may be subject to identity verification, legal exceptions and other applicable limitations.
10. Policy updates: This Privacy Policy may be updated periodically to reflect changes in services, technology, privacy practices, laws or regulatory requirements. Updated provisions will become effective according to the applicable effective date or required notice.